debts, poverty is expensive
About a decade ago, I was in poverty and, more importantly, deeply in debt. Here's an excerpt from just one of the many, *many* letters I got from debt collectors at the time.
The original debt was 750.25 EUR, racked up because I couldn't afford the (legally mandated!) private health insurance.
(Which, by the way, results in additionally getting fined by the government, but that's a whole separate story.)
After adding debt collection charges, the total came out to owing the health insurer 1971.46 EUR, almost three times(!) as much as the original debt.
Poverty is expensive. 
re: debts, poverty is expensive
To clarify, I am no longer in debt, and I'm doing okay now, at least financially (mentally is a different story - also partly because of poverty).
I'm just sharing this to show, with a first-hand example, just how much poor people get fucked over.
